Ascension_Personalized_Care_ACA_health_plans_Understanding_SBCs

Understanding SBC's

A summary of benefits and coverage is a document specifically relating to your health plan coverage.

Your summary of benefits explained

A summary of benefits and coverage, known as an SBC, is a document that shows deductible and copay information as well as everything that is covered under the health insurance plan. You can use the SBC as a reference tool to understand what your plan covers, as well as compare different plans to know what’s right for you.


An SBC is an important document that shows how you and your plan would share the cost for covered health care services. It typically lists common medical situations and gives details on what’s covered, limitations of coverage, in-network versus out-of-network specifications, and other important information. It also provides details on what services your plan generally does not cover.


The SBC for your plan is available on our website to access and download. Visit 2022 Summary of Benefits and Coverage today and select your location and plan name to access your SBC.